Basic Plan

Low member costs

The benefits of the Basic Plan includes the peace of mind of knowing what you’re paying for the healthcare you need.
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The advantages of the Basic Plan

  • Expanded PPO network

    Common services with member fees are part of two large PPO networks. Hospital and major services have no provider restrictions.

  • No visit limits or maximum payouts

    Your member fee covers applicable services as many times as you need. You aren't restricted to a certain number of visits to your doctor before you have to pay for the full cost out-of-pocket.

  • Lower monthly costs

    This plan includes set, low member costs for doctor visits and prescriptions. Tests and other services are subject to one Annual Max.

  • Free 24/7 telemedicine

    Get access to care anywhere, anytime with $0 virtual telemedicine.

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Who is the Basic Plan for?

The Basic Plan, brought to you by eXp Agent Healthcare, is ideal for those who want to see the doctors (and get the prescriptions) they need without worrying about surprise costs.

Best of all, there are no visit limits or maximum payouts for your doctor visits. Plus, we are proud to partner with Talkspace to provide you with the mental health care you need.

Frequently Asked Questions

What is a healthshare?

A healthshare, also known as medical cost sharing, is a nonprofit program that provides an organized structure for a community of members to contribute toward each other’s medical costs.

What is ClearShare?

ClearShare is healthshare; a membership-based community of individuals established for the purpose of sharing eligible healthcare expenses between Members as described in the Member Guidelines. ClearShare is not insurance.

When can I enroll in ClearShare?

You can enroll in a ClearShare membership at any time.

When does my membership start?

For ClearShare memberships, your effective date is on the first of the next month, or the first of a future month.

How long does my membership last?

You will keep your membership for 1 year after your effective date.

Can I switch my membership?

You can only switch memberships (to/from Advanced or Basic) at your 1-year renewal date or during Open Enrollment.

Members may choose to change their Annual Maximum ($1000, $2500, $5000) at your 1-year renewal date or during Open Enrollment.

Read all FAQs

Love from Our Community

Hear it from our members: There's lots to love.

I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.

Terry Hooker
Terry Hooker
Clearwater Member
Chad-and-Jen-Beasley
Chad and Jen Beasley
Clearwater Member

Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say, ‘Wow, I’m taking care of one thing, and I’m hurting the other.

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Joe Sinnona
Clearwater Member
Brandon-and-Mary-Snyder
Brandon and Mary Snyder
Clearwater Member

Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.

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Ashley A.
Clearwater Member
Lois-De-Armas
Lois De Armas
Clearwater Member

Better care. Better cost.

$8,000*

Average annual savings

PPO

Network upgrade

80%

Out-of-pocket savings

*Estimate is based on an average of annual data and will not apply to every individual customer.

Is the Basic Plan right for you?

Create your custom Basic Plan quote online in just under 5 minutes.
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