ClearShare Plans

Reduce out-of-pocket risk

ClearShare Plans safeguard against high costs that can result from unexpected accidents or illnesses.
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The value of ClearShare Plans

  • Reduce financial risk from major accidents

    Members are only responsible for paying their set Annual Maximum once per year before ClearShare helps with eligible expenses.

  • Free 24/7 virtual access to telemedicine

    Get access to care anywhere, anytime with $0 virtual telemedicine.

  • No provider restrictions

    For expensive and emergency services, there are no restrictions on providers you can access. You can receive care anywhere!

  • Mental health care with Talkspace

    Mental health care matters - that's why we partnered with Talkspace.

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Who is the ClearShare Plan for?

Accidents or major illnesses can pose a serious threat to your financial well-being. ClearShare Plans consist of a medical cost-sharing solution that greatly reduces your out-of-pocket risk.

This plan is a good fit for people who are generally healthy, under the age of 65, and who are not looking for healthcare coverage for day-to-day needs such as regular doctor visits, prescriptions, or diagnostics.

Frequently Asked Questions

What is a healthshare?

A healthshare, also known as medical cost sharing, is a nonprofit program that provides an organized structure for a community of members to contribute toward each other’s medical costs.

What is ClearShare?

ClearShare is healthshare; a membership-based community of individuals established for the purpose of sharing eligible healthcare expenses between Members as described in the Member Guidelines. ClearShare is not insurance.

When can I enroll in ClearShare?

You can enroll in a ClearShare membership at any time.

When does my membership start?

For ClearShare memberships, your effective date is on the first of the next month, or the first of a future month.

How long does my membership last?

You will keep your membership for 1 year after your effective date.

Can I switch my membership?

You can only switch memberships (to/from Advanced or Basic) at your 1-year renewal date or during Open Enrollment.

Members may choose to change their Annual Maximum ($1000, $2500, $5000) at your 1-year renewal date or during Open Enrollment.

Read all FAQs

Love from Our Community

Hear it from our members: There's lots to love.

I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.

Terry Hooker
Terry Hooker
Clearwater Member
Chad-and-Jen-Beasley
Chad and Jen Beasley
Clearwater Member

Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say, ‘Wow, I’m taking care of one thing, and I’m hurting the other.

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Joe Sinnona
Clearwater Member
Brandon-and-Mary-Snyder
Brandon and Mary Snyder
Clearwater Member

Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.

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Ashley A.
Clearwater Member
Lois-De-Armas
Lois De Armas
Clearwater Member

Better care. Better cost.

$8,000*

Average annual savings

PPO

Network upgrade

80%

Out-of-pocket savings

*Estimate is based on an average of annual data and will not apply to every individual customer.

Is the ClearShare Plan what you need?

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